When I first heard the term Inland Marine Insurance, I figured it had something to do with boats. I couldn’t have been more wrong. In Personal Line Insurance, it has to do with having a broader coverage than what homeowners insurance provides. Inland Marine policies have scheduled items, such as jewelry, firearms, watches, silverware, coin or stamp collection and even works of art. These are just a few. Scheduling items with an Inland Marine policy with an appraisal supporting the value of each item helps ensure you and your valuables are protected. Always check with your insurance agent to make sure you are properly covered.