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What’s in your Homeowner’s Policy?

This past Saturday I had many friends in the Knoxville and surrounding areas feel the earthquake and it got me thinking about standard homeowner’s policies. There are a number of items not included in a standard homeowner’s policy, including earthquakes. That may not seem big since we don’t get a lot of earthquakes here, but it is always something to consider.

A few other examples of what is not included in a standard homeowner’s policy are: floods, pest infestations and home business. Keep in consideration that although personal property is included, it does not cover valuable items like jewelry, silverware or watches. It is always a good idea to go over your current homeowner’s policy and make sure you are adequately covered in case of an emergency. Or if pesky a pesky raccoon or other creature decides to take up resident inside your home.

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